Dealer and Manufacturer Financing
Turnkey Financing for
Equipment Vendors & Dealers
Services S&L partners with equipment vendors and dealers to provide competitive financing directly to their customers. Close more sales and eliminate price resistance.
Strategic Partnership
Your Dedicated In-House Financing Department, Outsourced
As a dealer, distributor, vendor, or manufacturer, your priority is designing, delivering, and selling machinery and equipment seamlessly. Yet funding hurdles remain the single greatest cause of delayed orders and lost transactions.
Services S&L functions as an active extension of your sales team: we serve as your commercial financing desk. We build competitive leasing and loan structures straight into your quotes and proposals, connecting your buyers to an extensive network of institutional lenders and specialized financiers.
The outcome: your buyers acquire your machinery and equipment without exhausting their cash reserves, sales close faster, and your team incurs zero administrative burden.
Vendor Value Added
Why Integrate Point-of-Sale Financing into Your Sales Process?
Offering financing at the point of sale converts a daunting capital expense into a manageable monthly operating cost. Discover how our financing programs help you close deals faster and sell more.
Security & Cash Flow
Fast, 100% Guaranteed Payout
You carry no credit risk and experience no payment delays. Once equipment is delivered and documentation finalized, the lending institution disburses funds directly to you, securing your cash flow with zero surprises.
Revenue Growth
Higher Average Order Value (Upselling)
By presenting affordable monthly payments instead of a large lump sum, you lower price resistance. Buyers are far more likely to upgrade to premium models or add accessories and attachments to their order.
All-In-One Solution
100% Turnkey Financing
We roll the equipment purchase price along with associated soft costs (delivery, installation, and operator training) into a single, cohesive financing package for your customer.
End-to-End Handling
Zero Administrative Burden
Complete administrative management of every file. We manage credit evaluations, legal agreements, and closing documentation so your sales representatives stay focused on what matters most: selling.
Effortless Execution
A Seamless Partnership in 3 Simple Steps
A streamlined workflow built to integrate frictionlessly into your existing sales cycle. Send us your quote and buyer details; we handle everything else.
Referral & Quote Submission
Simply forward your prospective buyer’s contact information (for transactions of $10,000 and up) along with your detailed equipment quote.
Custom Financial Structuring
Our specialists contact your client promptly and professionally. We assess their operational cash needs and negotiate optimal terms (rates and flexible terms from 24 to 144 months) across our extensive lending network.
Approval, Delivery & Full Payout
The transaction is approved. You deliver the equipment to your customer and receive 100% payment directly from the financial institution without delay.
Tailored Programs
Financial Programs Aligned with Every Buyer’s Reality
Every commercial enterprise operates with distinct cash flow cycles and tax strategies. As a specialized advisory firm, we identify the exact financial structure needed to unlock the sale.
Flagship Solution
Commercial Equipment Leasing
The single most powerful closing tool for your buyers. Customers gain immediate use of new or used equipment with predictable monthly payments that are 100% tax-deductible as operating expenses.
Vendor Benefit: Fast deal closure without conventional bank delays; immediate equipment deployment.
Immediate Ownership
Commercial Equipment Loan
Ideal for enterprises and organizations that prefer to hold equipment directly on their balance sheet and claim capital cost allowance (depreciation). Competitive fixed rates and amortization aligned with asset longevity.
Vendor Benefit: Secures institutional and corporate deals where direct ownership is mandated by management or board governance.
Maximum Approval Rate
Multi-Lender Network (Tier A, B & Alternative Credit)
Instead of relying on a single bank’s rigid lending criteria, we leverage multiple institutional and alternative lenders. This approach rescues deals that fall outside conventional bank parameters.
Vendor Benefit: Maximize total sales volume through expanded credit tiers and adaptable approval criteria.
Commitment to Partnership
A Transparent Relationship Driven by Your Sales Results
At Services S&L, we view every equipment vendor and dealer as a long-term partner. We safeguard the hard-earned trust you hold with your clientele and manage every transaction with uncompromising rigor:
✔
Complete protection of your client relationships and pricing margins
✔ Direct, transparent communication at every
step
✔ Exceptional responsiveness and
speed
✔ Transactions funded from $10,000
with no upper limit
Dealer Advantages
Practical Answers
Frequently Asked Questions by Equipment Vendors
What is the minimum equipment purchase amount eligible?
We accommodate equipment financing requests starting at $10,000. There is no upper limit: we regularly structure transactions ranging from several hundred thousand to multiple millions of dollars.
Who assumes the credit risk if the customer defaults later on?
The lending financial institution assumes 100% of the credit risk. Once equipment is delivered to your customer and funds are disbursed, you are paid in full with zero recourse against your dealership or sales company.
Can pre-owned or used equipment be financed?
Absolutely. Our solutions cover both brand-new machinery and used or reconditioned equipment, provided their condition and remaining operational life are compatible with the requested term.
How do we start a partnership with Services S&L?
It is immediate and commitment-free: connect with our Sherbrooke team by phone at 819-575-0717 or by email at info@servicessetl.com. Contact us on your next equipment proposal to initiate the process.
Ready to Make Equipment Purchases Seamless for Your Buyers?
Speak with our financing advisors today to learn how our extensive institutional lending network can become a strategic growth catalyst for your equipment and machinery sales.