Factoring Solutions

Invoice & Accounts Receivable
Factoring

Turn your accounts receivable into immediate cash flow and access flexible financing tailored to the operational realities of your business!

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Financial Agility

Optimize your working capital through factoring

Factoring is a financial solution that allows businesses to quickly convert their outstanding invoices into cash, without having to wait through long payment terms.

At Services S&L, we support Quebec businesses of all sizes with tailored factoring solutions: whether you are experiencing rapid growth, starting up, or simply looking for better cash flow management, we help you unlock your working capital so you can invest in your projects with confidence.

Speed

Decision in 24–48h

Expertise

Strategic guidance

Invoice Factoring in Quebec - Services S&L

The Services S&L Solution

What is commercial factoring?

Factoring involves assigning your accounts receivable (unpaid customer invoices) to a financial partner like Services S&L, who immediately advances a significant portion of the amount. You gain rapid financing while delegating the administrative follow-up and management of customer accounts.

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Immediate funding
on your invoices

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Reduction of
payment delays

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Flexible and
tailored solution

Who can benefit from factoring?

Growing SMBs

Immediate cash flow needed to meet rising demand or invest quickly in growth opportunities.

Service Businesses

Recurring billing with standard customer payment delays ranging from 30 to 90 days.

Transportation & Logistics

Frequent time lags between hauling, billing, and receiving customer remittances.

Manufacturing & Industrial

High volume invoice handling and a constant need for reliable working capital.

Why choose factoring financing with Services S&L ?

Immediate Access to Liquidity

Convert your invoices into available cash today. Factoring allows you to shorten your collection cycles and quickly secure the financing needed to support your business operations.

Improved Working Capital

Thanks to factoring, gain greater financial stability to cover operating expenses, pay suppliers, and plan your business growth without waiting for clients to settle their invoices.

Flexibility and Freedom

You decide which invoices to submit for factoring, according to your needs and priorities. This solution adapts seamlessly to the reality of your business and your billing cycles.

Security and Peace of Mind

Delegate payment tracking and reduce the risk associated with unpaid receivables. Factoring helps secure your revenue and reduce exposure to payment delays.

A Dedicated Local Partner

With Services S&L, benefit from dedicated personalized support and a factoring service in Quebec designed to meet the realities of local SMBs. Our team advises and supports you at every stage.

Don’t let pending invoices hold back your projects

With Services S&L factoring, access your liquidity today and maintain full control over your growth. Flexible, fast financing solutions tailored to your business reality.