Financing Simulator
Equipment Leasing Calculator &
Financing Simulator
Instantly estimate your monthly payments for the acquisition of equipment essential to your business growth.
Start My SimulationPrepare For Your Growth!
Don’t let financing slow down your business ambitions. Use our equipment leasing calculator to clearly visualize your budget and plan your next equipment acquisition.
Instant leasing calculation and real-time estimate
Detailed simulation sent directly by email
Fast and hassle-free financing application
Use the calculator below to begin your simulation:
Simulateur Crédit-Bail
Informations et conditions importantes concernant l'utilisation du calculateur :
- Cette calculatrice donne une estimation du paiement.
- Le calcul est basé sur un taux de base et est assujetti à l'examen du dossier de crédit et à l'acceptation du crédit.
- Les résultats et les conditions peuvent varier en fonction du taux d'intérêt, de votre cote de crédit et des termes spécifiques de votre contrat de crédit-bail.
- Le calculateur de crédit-bail repose sur une option d'achat de 10 $ à la conclusion du contrat. Des options d'achat plus élevées sont possibles selon l'équipement financé.
Why Choose Equipment Leasing for Your Business?
Fuel your company’s growth with a flexible, tax-efficient financing solution tailored to your ambitions.
★ Tax Benefits
Unlike direct purchases, equipment leasing is typically treated as an operating expense. Your monthly payments may be up to 100% tax-deductible, optimizing your tax situation.
★ Capital Preservation
Preserve your working capital for day-to-day operations. Our calculator allows you to see how spreading your investment over 24 to 60 months keeps your cash flow intact.
★ Competitive Rates & Flexibility
Equipment lease rates are highly competitive, and the process enables regular upgrades to your technology and machinery without the cumbersome hurdles of a traditional bank loan.
Frequently Asked Questions About the Simulation
Get clear answers to plan your equipment acquisition with complete confidence.
★ How do I use this equipment leasing calculator?
It’s simple: Enter the equipment amount (before taxes), select your desired term (from 24 to 60 months), and click “Calculate”. You can then email the simulation to yourself to include in your business plan.
★ Does the estimated result include taxes?
No, calculations are based on the equipment cost before taxes. Sales taxes (GST/QST) are generally applied to each monthly invoice, preventing you from having to pay the full tax amount upfront upon purchase.
★ How long does it take to get approval?
We know that time is money. Our team prioritizes your file to deliver a fast response (often within 24 to 48 hours) to accelerate your business operations and job sites.
★ Can I use this calculator for used equipment?
Absolutely. Our simulator applies to both new and used equipment. Whether it is rolling stock, industrial machinery, or technology, we finance a wide range of commercial equipment.
★ Do you also finance vehicle acquisitions?
Yes, absolutely. Whether for a single company vehicle or a full commercial fleet, we provide tailored financing solutions. Visit our vehicle leasing page for more details.
★ What is the buyout value at the end of the term?
Most of our lease agreements include a nominal buyout option (often $10) at the end of the term, allowing you to take full ownership of the equipment once the lease is completed.
Ready to Finance Your Success?
Don’t let cash flow limit your ambitions. Get a detailed simulation and a quick approval for all your commercial equipment.
Start My Financing